1) The concept of banking dates back thousands of years, with evidence of early banking activities found in ancient civilizations such as Mesopotamia and Egypt.

2) The word "music" contains two vowels: U and I.

3) The ozone layer, located in the Earth's stratosphere, protects us from harmful ultraviolet (UV) radiation.

4) Emma Watson is a British actress and activist known for her role as Hermione Granger in the "Harry Potter" film series. She has since starred in films such as "The Perks of Being a Wallflower" and has been actively involved in promoting gender equality and women's rights.